Right after the mortgage meltdown, adjustable rate mortgages were vilified far and wide. You couldn't find anyone, anywhere, recommending an ARM. Now, though, some are saying that ARMs have had a bad … [Read more...] about Is It Time to Reconsider the ARM?
Archives for October 2011
Buying a new car requires planning and forethought. I am against leases and "zero-down" offers; these teaser promotions offer no benefit to you, but plenty of benefits for the dealerships. Dealers add … [Read more...] about 4 Crucial Tips To Help You Save For Your Next Car Purchase
Everyone seems rather focused on the deficit right now. This isn't surprising, considering the fact that we have a serious budget crisis brewing in the U.S. However, a lot of the plans to "fix" the … [Read more...] about What’s Next For Employer-Sponsored, Tax-Advantaged Retirement Accounts?
In the past we've talked about which retirement accounts are best for different situations, and we looked at reasons why you might want to invest in a Roth IRA, 401k, Roth 401k or A Traditional IRA. … [Read more...] about 2012 401k Contribution Limits And Rules
Last year congress passed a bill that empowered the Fed to cap the fees large banks charge retailers for debit card transactions. As a result, big banks have lost a significant source of revenue and … [Read more...] about How To Avoid Debit Card Fees
One of the biggest decisions you have to make as you approach retirement is when you want to begin taking your Social Security benefits. Indeed, this is an important consideration. For the most part, … [Read more...] about When To Take Social Security: A Question Of Cash Flow
Last year around this time we were in the middle of tax bracket drama as our elected officials in Washington D.C. were fighting over whether they would be extending the Bush tax cuts of the early … [Read more...] about 2012 Federal Income Tax Brackets: Official IRS Marginal Tax Rates
The financial crisis, and the recession, prompted the return of of layaway. For years, many stores stopped offering the layaway option; it was pointless, since so many of them had co-branded credit … [Read more...] about Here Come the Holidays: Could Layaway Save Your Christmas Budget?