In Baby Step 5 Ramsey talked about your options for saving for your children's college education. While I think it's a good idea to get your kids involved in helping to pay for their own education, … [Read more...] about Dave Ramsey’s 7 Baby Steps: Step 6 – Pay Off The Home Early
Humanity has come a long way since the time we lived in caves. Back then, we simply had to find a cave that didn't have a bear inside of it, and we owned a home. Now, it's a bit … [Read more...] about Buying A Home: When Is The Right Time?
The perfect combination of rising home values and low interest rates is here. Conditions are ripe for refinancing a mortgage. Rates now average close to 3.5 percent nationwide. A household can cut … [Read more...] about 5 Reasons to Refinance Your Mortgage Now
Now that the economy has picked up some, the housing market is recovering a little, and memories of the financial crisis are fading, some lenders are re-introducing a few "creative" financing methods. … [Read more...] about Watch Out for Interest-Only Home Loans
I was reading my recent issue of Consumer Reports Money Adviser when I came across a small item on deceptive mortgage ads. I've seen a few of these myself recently. You've probably seen them as well. … [Read more...] about Are You Getting Reeled In By Deceptive Refinance Marketing?
Home prices are still quite low, and mortgage rates remain at record-low levels. As a result, many consumers are considering buying homes right now. It's possible to get a good deal, and it's likely … [Read more...] about Can You Get A Mortgage If You’re Self-Employed?
Foreclosure is never going to be an easy process to go through. When you're going through it you're most likely losing your home, losing a piece of your security and it's shocking to be having to … [Read more...] about Banks Will Pay You To Avoid A Drawn Out Foreclosure Process: Short Sale Incentives
Mortgage rates are low right now. Really low. Indeed, for many homeowners, now is the perfect time to refinance. Credit requirements have loosened up a bit (compared to what they were for a couple … [Read more...] about Ready To Refinance? Here’s What You’ll Need
Right after the mortgage meltdown, adjustable rate mortgages were vilified far and wide. You couldn't find anyone, anywhere, recommending an ARM. Now, though, some are saying that ARMs have had a bad … [Read more...] about Is It Time to Reconsider the ARM?
If you're looking to buy a home or refinance anytime in the near future you may have been happy to hear the news this past week that mortgage rates are now at the lowest levels in years. It is good … [Read more...] about Fixed Mortgage Rates Fall To Six Decade Low, But Few Can Take Advantage
Many of us were raised to believe that buying a home is the key to a stable financial future. It is true that your home is likely to be your biggest purchase, but it may not do to rely too heavily on … [Read more...] about Is Your Home Really Going To Be A Retirement Asset?
My wife and I have been looking recently at possibly either buying a new home, or even building one if we were able to find the right lot. Home prices are more reasonable now than they've been in a … [Read more...] about CapWest Mortgage: Discounts For Costco Customers, Good Rates For Good Credit