Retirement planning can be a confusing and stressful thing to do, and as such, most people just never get around to doing it. If I ignore it, it will just go away right? The government, after all, … [Read more...] about 5 Reasons Why You Should Never Open A Roth IRA
Archives for September 2010
I'm about to make a controversial statement. Brace yourself. Here it goes: Not everyone should go to college. In this day and age it has almost become an untouchable gospel that everyone should … [Read more...] about Controversial Statement Of The Day: Not Everyone Should Go To College
About a year and a half ago my wife and I enrolled in Dave Ramsey's financial basics class called “Financial Peace University“. The class aims to help people take responsibility for their financial … [Read more...] about The Cash Envelope Spending System: A Great Way To Cut Household Spending
The 2011 tax year is one that has as lot of things yet to be determined. Where the tax rates will fall is anybody's guess - even if we can make a pretty good guess. UPDATE: After the Bush era tax … [Read more...] about 2011 Federal Income Tax Brackets: Official IRS Marginal Tax Rates
I've written about the Bush tax cuts several times on this site, mainly wondering if they'll be renewed, and how if they're not renewed the tax rates will go up for everyone who pays taxes (not just … [Read more...] about What Happens If The Bush Tax Cuts Expire On January 1st 2011?
When looking at what makes people successful, people often attribute wealth and success to things that really aren't the cause. For example, people often assume that the wealthy only got to where … [Read more...] about What Separates Millionaires From The Average Joe? Discipline, Frugality and Moderation.
As a personal finance blogger I'm a big proponent of having the family do a budget because it has the effect of helping you to better regular spending, see where the money is going, and figure out … [Read more...] about 7 Good Reasons To Budget Beyond The Bottom Line
When thinking about topics to write for my Personal Finance Basics series, one of the first ones that came to mind was the topic of planning ahead for emergencies. It's such a basic concept and one … [Read more...] about Personal Finance Basics: Negative Events Will Happen To You. Plan Ahead With Insurance And An Emergency Fund
I started blogging here on this site only a few months ago, but the site is already starting to generate some income. While that's a wonderful thing, it also means that I need to start thinking about … [Read more...] about You May Need To Pay Estimated Taxes If You Make Side Income Blogging Or Via Other Avenues.