Earlier this week there was a discussion at getrichslowly.org about a poll they had done about emergency funds. One of the findings was that the amount people were saving in their emergency … [Read more...] about How Much Money Are You Saving In Your Emergency Fund? Have You Ever Had To Use It?
My wife and I are going on 3 years debt free except our mortgage, and I have to tell you, it's a great feeling. I still remember sending in that last student loan payment, just having a feeling … [Read more...] about Personal Finance Basics: Pay Cash For Everything You Buy
The economy was in a tailspin a few years ago, and although things have improved, many people are finding themselves either unemployed or underemployed. We all need to make sacrifices at times in … [Read more...] about 10 Ways To Save Money When You’re On A Tight Budget
One of the basic pieces of advice that we are often given about money is to save more. But where do you put that money? And what should you do with it? Create Goals for Your Savings While … [Read more...] about What Do You Do With Your Savings?
Do you feel like you are in a good place financially? Are you reaching your financial goals? According to a survey by Citi Economic Pulse, more consumers feel positive about the economy -- and their … [Read more...] about More Consumers Feel They Are Reaching Their Financial Goals
One of my favorite ways to travel is via the road trip. Depending on your situation, a road trip can be cheaper than flying. And if you really plan it right, you can have fun and save money in the … [Read more...] about Road Trip! 3 Ways to Save Money and Have Fun
There is a saying Dave Ramsey likes to use: “Live like no one else, so later you can live like no one else.” The general idea behind this statement is tips on how to live correctly right now so that yo … [Read more...] about Live Like No One Else
One of the ways that you can make saving easier for yourself is to set goals. When you have a target, it can be easier to stay motivated. Besides, it's almost always easier to see how far you've come … [Read more...] about Make Saving Easier With Targeted Goals
We live in a society where it's fairly easy to simple to just head over to the store and buying something when we want it. Indeed, we often pay money for things without stopping to think that there … [Read more...] about Finding Alternative Methods Of Getting What You Need
I've had a continuing series on this site over the past couple of years that I like to call “Retiring Wealthy On An Average Salary”. It looks at the inspiring stories of men and women who made wh … [Read more...] about Retiring Wealthy On An Average Salary: The Story Of The Charitable Cook And Contractor
The other day I was looking at my Lending Club account and reveling in my current 11.45% net annualized return, and I started to think about how the returns were so much better than what I was getting … [Read more...] about Where Do You Get Better Returns For Short Term Savings? A Bank CD Or A Lending Club Account?
On this site we've reviewed quite a few online banks from Ally to ING Direct to Perkstreet. In general we've talked about how people view their customer service, what kind of rates they have, the h … [Read more...] about American Express Bank Personal Savings Review: High Yield Savings Accounts