The economy was in a tailspin a few years ago, and although things have improved, many people are finding themselves either unemployed or underemployed. We all need to make sacrifices at times in … [Read more...] about 10 Ways To Save Money When You’re On A Tight Budget
The financial crisis, and the recession, prompted the return of of layaway. For years, many stores stopped offering the layaway option; it was pointless, since so many of them had co-branded credit … [Read more...] about Here Come the Holidays: Could Layaway Save Your Christmas Budget?
We live in a consumer culture where we're constantly bombarded with advertising and marketing messages that have been carefully crafted to get us to spend money. Those sending out the marketing don't … [Read more...] about What Are Some Reasons That You Overspend? Addressing The Root Causes Of Our Debt
It can be tempting to lump spenders into the "bad" category. When we talk about money personalities, the spender always comes up. Those who like to spend can be vilified in some circles. Even if it is … [Read more...] about Is It Bad To Be A Spender?
Last June 30th our son Carter was born. He weighed in at 8 pounds even and was 21 inches in length. Since then he has grown rapidly, to the point where is now somewhere around 20 lbs, and his height … [Read more...] about How We Blew Our Baby Budget, And How You Can Avoid Our Mistakes
There is no way to be completely prepared for a disaster. However, you can do your best to prepare yourself financially for an emergency that could cause you problems. If you haven't thought about it … [Read more...] about How To Financially Prepare For A Disaster
Over the past few weeks I've been noticing quite a few searches coming to this site with people putting together their financial strategy for the new year, and asking one important question. How much … [Read more...] about How Much Of My Annual Pay Should I Be Saving For Retirement?
This past week I made a mistake, and it was a costly one. I've been writing personal finance blogs for 3 years now, and in that time I feel like I've learned quite a bit about personal finance. … [Read more...] about Breaking News: Personal Finance Blogger Makes Silly Financial Mistake
About a year and a half ago my wife and I enrolled in Dave Ramsey's financial basics class called “Financial Peace University“. The class aims to help people take responsibility for their financial … [Read more...] about The Cash Envelope Spending System: A Great Way To Cut Household Spending
As a personal finance blogger I'm a big proponent of having the family do a budget because it has the effect of helping you to better regular spending, see where the money is going, and figure out … [Read more...] about 7 Good Reasons To Budget Beyond The Bottom Line
After we got married just over 8 years ago, my wife and I entered the marriage with more debt than we would have liked. My wife had zero debt, and I came in with student loans, credit card debt (for … [Read more...] about Three Steps You Can Take To Turn Your Financial Life Around
One thing I've realized over the past few weeks is just how complex we as human beings like to make things, even when they could be so simple. We love to take things that really are pretty basic … [Read more...] about Keep It Simple Stupid: Sometimes We Make Things Too Complex