The other day I was looking at my Lending Club account and reveling in my current 11.45% net annualized return, and I started to think about how the returns were so much better than what I was getting … [Read more...] about Where Do You Get Better Returns For Short Term Savings? A Bank CD Or A Lending Club Account?
Actually, years ago was the best time to start saving for retirement. As soon as you started earning income was the best time to save for retirement. But now is the second best time to start … [Read more...] about Why NOW Is The Best Time To Start Saving For Retirement
As an investor, you are constantly trying to stay on top of your personal finances. Two of the biggest and most daunting goals you may face are paying off your debt and saving for retirement. For … [Read more...] about Reduce Your Debt And Save For Retirement
In the past we've talked about which retirement accounts are best for different situations, and we looked at reasons why you might want to invest in a Roth IRA, 401k, Roth 401k or A Traditional IRA. … [Read more...] about 2012 401k Contribution Limits And Rules
The current stock market volatility has many wondering how market risks could affect their retirement prospects. Many almost-retirees found, to their dismay, that the market crashed, wiping out … [Read more...] about Hedging Market Risks To Your Retirement
I recently found out that one of my associates uses her Roth IRA as an emergency fund. Rather than put money into a low yield savings account, or some other cash account, she uses her retirement … [Read more...] about Roth IRA: Emergency Fund?
The last few days have been quit volatile on the stock market. Big drops, big gains, bigger drops, more rallies, and more slides. With all this volatility, some people are in a panic, ready to sell. … [Read more...] about Are You Prepared For A Stock Market Drop?
One thing I'm often interested in is to hear about what the current actual savings rates are for people in our country. What have they saved? Have they started saving enough? Will a majority of p … [Read more...] about Retirement Savings By Age: Are People Saving Enough For Retirement?
As you put together a plan for the future, and as you plan for your retirement, one of the things you should consider is whether or not you are maxing out your tax-advantaged accounts before investing … [Read more...] about Are You Maxing Out Your Tax-Advantaged Accounts?
One of the most important steps you can take when embarking on your working life is to plan ahead, and start saving for your retirement. Through the wonders of compound interest, small amounts saved … [Read more...] about Vanguard Becomes More Attractive To Newer Investors As They Cut Fund Minimums To $1000 For Many Popular Funds
One of the most insidious threats to your ability to build wealth in the long run is inflation. Inflation is a reduction in your buying power that can make retirement a bit difficult. Keeping your … [Read more...] about TIPS: Inflation Protection For Your Portfolio
A week or so ago I wrote up a full review of OptionsHouse, and talked about why I thought they may be a good option for a lot of folks looking to find a good online discount brokerage. They've … [Read more...] about OptionsHouse Brokerage Signup Bonus: Free 24″ Dell Monitor