I was reading a post over at Author Thomas J Stanley's blog of "Stop Acting Rich" fame. He was talking about how the mindsets are so different for people who merely act rich - and those who truly do … [Read more...] about Are You Saving So Much Money That You’re Nearly Bankrupt?
Archives for 2018
Today, anyone can invest in a variety of investment products for future savings and generate additional income for covering monthly expenses. Long-term investments usually offer higher profits … [Read more...] about Generating Additional Income with Tax Advantages
One thing that I've noticed over the past few years is that it seems like there is an increase in the amount of people who refuse to take responsibility for their actions. Instead they blame others w … [Read more...] about Don’t Fall Prey To A Victim Mentality. Be Responsible For Your Actions And Live Free
In the last post we talked about Baby Step 6, where Dave Ramsey suggests that you pay off your home early. We looked about both sides of the argument, talking about how a paid off house can give … [Read more...] about Dave Ramsey’s 7 Baby Steps: Step 7 – Build Wealth And Give!
Paying your taxes is a challenging time for many people. They struggle with the daunting tasks of sorting out receipts, contributions, and their tax statements. Tax time can be even more … [Read more...] about Why Now Is The Time To Start Preparing Your Taxes
In Baby Step 5 Ramsey talked about your options for saving for your children's college education. While I think it's a good idea to get your kids involved in helping to pay for their own education, … [Read more...] about Dave Ramsey’s 7 Baby Steps: Step 6 – Pay Off The Home Early
In baby steps 1-4 we worked towards paying off debt, building up an emergency fund and investing 15-20% of our income. In baby step 5 we look at saving for your children's education. Baby Step 5: C … [Read more...] about Dave Ramsey’s 7 Baby Steps: Baby Step 5 – College Funding For Children
Last time in the baby steps series we looked at baby step 3, saving up 3-6 months of expenses. You never know when you're going to have an unplanned expense like a major medical event or a job loss. … [Read more...] about Dave Ramsey’s 7 Baby Steps: Step 4 – Invest 15% (Or More!) Of Your Income
As a long term investor, I do everything I can to ensure that my returns are as high as possible over the long haul. What sort of things am I doing to ensure that I come out ahead? I'm doing my … [Read more...] about M1 Finance Review: The Fee Free Robo-Advisor
Having a bank account is absolutely necessary these days. People rely on banks for many services. They use them to make sure all of their bills are paid, as well as having easy access to any money … [Read more...] about Switching Banks Can Pay Off
Last time we looked at Baby Step 2, paying off all your debt using the debt snowball. You take your bills, put them in order from smallest amount to largest amount, and proceed to … [Read more...] about Dave Ramsey’s 7 Baby Steps: Step 3 – 3 To 6 Months Of Expenses In Savings
In my last post in the 7 Baby Steps series, we looked at Baby Step 1, saving up an emergency fund of $1000. You save up that baby emergency fund in order to insure yourself against the risk of life's … [Read more...] about Dave Ramsey’s 7 Baby Steps: Step 2 – Pay Off All Debt Using The Debt Snowball