How To Save Money When Buying A Car

August 27, 2010
Save Money Shopping For A Car

We’re in the middle of a search for a bigger vehicle for our family. We recently had our first child, and my wife’s little Honda just isn’t cutting it anymore when it comes to carting around the baby and all his stuff. It’s just getting too cramped. At this point we’re looking into what type [...]

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Hindenburg Omen Tripped Again. Does It Foreshadow A Market Crash? Yakezie Post Roundup

August 25, 2010
Hindenburg Omen

In the past few days we’ve had some interesting (and scary!) news, which has sent a lot of investors scrambling and heading for the hills.  The Hindenburg Omen has been tripped! The Omen, a technical indicator which uses a plethora of data to foreshadow a stock-market crash, was tripped again on Friday, marking the second [...]

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Nearly Half Of Homeowners Leave The Making Home Affordable Loan Modification Program

August 24, 2010
Home Modification Program

I recently wrote about the Making Home Affordable Loan Modification program that the Obama administration passed.  The program was put in place to help homeowners to get some help in tough situations  where they were having a hard time making their regular mortgage payments.  If they were able to prove that they needed help and [...]

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Should I Get A 401k Loan Or Do An Early Withdrawal To Help Us Through Tough Times?

August 23, 2010
401k Loans A Good Idea?

Times are tough in the U.S. and more people than ever are finding themselves in tough situations where they’ve lost a job and haven’t been able to find something new.  Unemployment is hovering around 10%, although true unemployment is probably much higher as some people have just stopped looking. As people go further without finding [...]

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Tax Implications Of Strategically Defaulting On Your Underwater Mortgage

August 18, 2010
Tax Implications Of Strategic Default

A while back I wrote about how millions of homeowners are finding themselves underwater in their mortgage.  In other words,  they are finding that they owe more on their home than it is currently worth.  It’s frustrating to have to pay more on your home than you could get for it if you sold, and [...]

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PerkStreet Financial Free Rewards Checking – Review: A Cash Back Checking Account? That’s Right!

August 16, 2010
Perkstreet Financial Review

Over the past couple of years we’ve seen the rates on online savings accounts drop like a rock.  Most online savings accounts are currently hovering around 1-1.3% in interest earned on your money.  In other words it isn’t exactly an amazing return on your money. In addition to the online savings accounts souring,  rewards credit [...]

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Stop Acting Rich: Don’t Allow Displays Of Wealth To Substitute For Real Wealth

August 13, 2010
Stop Acting Rich

We all have friends that love to buy the finer things in life. They drive nice cars, live in a big house, and when they dine out they always go to the expensive places with the trendy eats.   In short, they live a high dollar lifestyle where they love to display their wealth for everyone [...]

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Will The Bush Tax Cuts Be Extended? We Should Have An Answer Soon.

August 11, 2010
Bush Tax Cuts To Be Extended

A few weeks back I wrote about how the 2001  and 2003 Bush tax cuts will be expiring at the end of the year.  At the time it really seemed quite possible that the tax cuts would be allowed to expire, and we would ALL be paying higher taxes come January 1st, 2011.  Contrary to [...]

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What Kind Of Insurance Do I Need To Have?

August 10, 2010
What Kind Of Insurance Should I Have?

I haven’t talked about insurance very much on this site, but I do think it is one of the more under-appreciated aspects of personal finance, and one that far too many people neglect.    Insurance is so wonderful because it takes the monetary risks associated with a catastrophic life event, and transfers the risks of [...]

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Credit Card Companies Find New Ways To Take Your Money After Passage Of CARD Act Of 2009

August 9, 2010
Credit Card Fees And Rates Increase

Earlier this year in February 2010, Credit Card Accountability, Responsibility and Disclosure Act (CARD) of 2009 took effect.  The law was supposed to be a a consumer friendly piece of legislation that aimed to put some limits on what the credit card companies could do in regards to charging exorbitant fees, upping interest rates with [...]

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How Does A Flexible Spending Account (FSA) Work?

August 5, 2010
Flexible Spending Accounts

This year my company informed us that our company’s health care costs were starting to get out of control.  Premiums for employees and for the company’s portion of the bill were rising.  With all the uncertainty that has come with Obama’s Health Care plan and as to what will be covered in the future, this [...]

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Personal Finance Basics: The Power Of Compound Interest

August 4, 2010
How Does Compound Interest Work?

We’ve all probably heard that we need to think about retirement, even from a young age. We’re told that we need to get a retirement account, and start saving – the earlier the better! Have you ever wondered why you’re better off if you start saving for your future earlier? It’s the wonders of compound [...]

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