Personal Finance Basics: Pay Cash For Everything You Buy

September 20, 2010
Pay Cash For Everything

My wife and I are going on 3 years debt free except our mortgage, and I have to tell you that it’s a great feeling.  I still remember sending in that last student loan payment, just having a feeling of a weight lifting off of my shoulders, and not having to worry about that obligation [...]

11 comments Read the full article →

2011 Federal Income Tax Brackets: Official IRS Marginal Tax Rates

September 16, 2010
2011 Federal Income Tax Brackets

After the Bush era tax rates were extended in December 2010, the 2011 tax rate tables were released. You can view them here.

2 comments Read the full article →

What Happens If The Bush Tax Cuts Expire On January 1st 2011?

September 15, 2010
Effects Of Bush Tax Cuts Expiring

I‘ve written about the Bush tax cuts several times on this site, mainly wondering if they’ll be renewed, and how if they’re not renewed the tax rates will go up for everyone who pays taxes (not just the wealthy). Today I thought I’d take a look at what exactly will happen on January 1st if [...]

9 comments Read the full article →

What Separates Millionaires From The Average Joe? Discipline, Frugality and Moderation.

September 14, 2010
Discipline Frugality and Moderation Can Lead To Wealth

When looking at what makes people successful, people often attribute wealth and success to things that really aren’t the cause.  For example, people often assume that the wealthy only got to where they are because they inherited their wealth, and because they did unethical things to cheat people out of their money.  The reality is [...]

4 comments Read the full article →

7 Good Reasons To Budget Beyond The Bottom Line

September 9, 2010
Reasons To Budget

As a personal finance blogger I’m a big proponent of having the family do a budget because it has the effect of helping you to better regular spending, see where the money is going, and figure out places where you can cut back. It helps you to take control of your finances. One thing that [...]

1 comment Read the full article →

Personal Finance Basics: Negative Events Will Happen To You. Plan Ahead With Insurance And An Emergency Fund

September 8, 2010
Planning For Emergencies

When thinking about topics to write for my Personal Finance Basics series, one of the first ones that came to mind was the topic of planning ahead for emergencies.  It’s such a basic concept and one that will affect a majority of us, but unfortunately only a few of us ever plan ahead for unplanned [...]

3 comments Read the full article →

You May Need To Pay Estimated Taxes If You Make Side Income Blogging Or Via Other Avenues.

September 7, 2010
Estimated Tax Payments

I started blogging here on this site only a few months ago, but the site is already starting to generate some income.  While that’s a wonderful thing, it also means that I need to start thinking about keeping track of my blog income and expenses for this site, in order to start paying taxes on [...]

5 comments Read the full article →

How To Save Money When Buying A Car

August 27, 2010
Save Money Shopping For A Car

We’re in the middle of a search for a bigger vehicle for our family. We recently had our first child, and my wife’s little Honda just isn’t cutting it anymore when it comes to carting around the baby and all his stuff. It’s just getting too cramped. At this point we’re looking into what type [...]

7 comments Read the full article →

Hindenburg Omen Tripped Again. Does It Foreshadow A Market Crash? Yakezie Post Roundup

August 25, 2010
Hindenburg Omen

In the past few days we’ve had some interesting (and scary!) news, which has sent a lot of investors scrambling and heading for the hills.  The Hindenburg Omen has been tripped! The Omen, a technical indicator which uses a plethora of data to foreshadow a stock-market crash, was tripped again on Friday, marking the second [...]

7 comments Read the full article →

Nearly Half Of Homeowners Leave The Making Home Affordable Loan Modification Program

August 24, 2010
Home Modification Program

I recently wrote about the Making Home Affordable Loan Modification program that the Obama administration passed.  The program was put in place to help homeowners to get some help in tough situations  where they were having a hard time making their regular mortgage payments.  If they were able to prove that they needed help and [...]

7 comments Read the full article →

Should I Get A 401k Loan Or Do An Early Withdrawal To Help Us Through Tough Times?

August 23, 2010
401k Loans A Good Idea?

Times are tough in the U.S. and more people than ever are finding themselves in tough situations where they’ve lost a job and haven’t been able to find something new.  Unemployment is hovering around 10%, although true unemployment is probably much higher as some people have just stopped looking. As people go further without finding [...]

4 comments Read the full article →

Tax Implications Of Strategically Defaulting On Your Underwater Mortgage

August 18, 2010
Tax Implications Of Strategic Default

A while back I wrote about how millions of homeowners are finding themselves underwater in their mortgage.  In other words,  they are finding that they owe more on their home than it is currently worth.  It’s frustrating to have to pay more on your home than you could get for it if you sold, and [...]

2 comments Read the full article →

← Previous Entries

Next Entries →



Page 23 of 28« First...10...2122232425...Last »