Earlier this week there was a discussion at getrichslowly.org about a poll they had done about emergency funds. One of the findings was that the amount people were saving in their emergency … [Read more...] about How Much Money Are You Saving In Your Emergency Fund? Have You Ever Had To Use It?
In my last post in the 7 Baby Steps series, we looked at Baby Step 1, saving up an emergency fund of $1000. You save up that baby emergency fund in order to insure yourself against the risk of life's … [Read more...] about Dave Ramsey’s 7 Baby Steps: Step 2 – Pay Off All Debt Using The Debt Snowball
In one of my first posts on this site I gave a brief overview of Dave Ramsey's 7 Baby Steps, and gave links to a few other sites who talked about them. Today I want to begin my series on the 7 Baby … [Read more...] about Dave Ramsey’s 7 Baby Steps: Step 1 – $1000 To Start A Baby Emergency Fund
My wife and I are going on 3 years debt free except our mortgage, and I have to tell you, it's a great feeling. I still remember sending in that last student loan payment, just having a feeling … [Read more...] about Personal Finance Basics: Pay Cash For Everything You Buy
Most of us scoff at the idea of just throwing money away. However, you might actually be doing just that -- every day. There are a number of practices, seemingly commonplace, that result in wasted … [Read more...] about 9 Common Ways You Could Be Wasting Your Money
The economy was in a tailspin a few years ago, and although things have improved, many people are finding themselves either unemployed or underemployed. We all need to make sacrifices at times in … [Read more...] about 10 Ways To Save Money When You’re On A Tight Budget
One of the most important things you can do for your financial security is to build an emergency fund. Unfortunately, many Americans aren't prepared with a fund that they can tap in the event of a … [Read more...] about Is It Time to Dip Into Your Emergency Fund?
One of the budgeting techniques that has gained some popularity in recent years is the zero based budget. In this budget, you make sure that every dollar is accounted for at the beginning of the … [Read more...] about Is A Zero Based Budget Right For You?
One of the basic pieces of advice that we are often given about money is to save more. But where do you put that money? And what should you do with it? Create Goals for Your Savings While … [Read more...] about What Do You Do With Your Savings?
For me, summer is time of shifting financial priorities. First of all, there is a lot to do, and from summer camps for my son to camping trips to summer holiday celebrations for the whole family, the … [Read more...] about 3 Tips for Keeping Your Summer Budget Under Control
When you look at the stresses in your life, chances are that money is at the top of the list. After all, most Americans are struggling with all sorts of money issues, from finding themselves saddled … [Read more...] about 5 Tips for Reducing Financial Stress
One of the items that consumers have to contend with is inflation. Prices are always going up -- even if wages are stagnating. Recently, one of the areas that has seen some rather dramatic inflation … [Read more...] about Your Grocery Bill Could Rise with Dairy Prices