Smart On Money

Is Your Home Really Going To Be A Retirement Asset?

August 24, 2011

Many of us were raised to believe that buying a home is the key to a stable financial future. It is true that your home is likely to be your biggest purchase, but it may not do to rely too heavily on your home’s equity for retirement. The theory is nice: You buy a house, [...]

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Long Term Care Insurance Decision – Should You? Which One?

August 22, 2011

In the vast world of all kinds of insurance products, include finger insurance for a pianist, long term care insurance often takes the back burner because it is typically not considered until later in life and thus “skips the mind” per se. I was recently involved in the process of researching, screening and executing a [...]

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How To Avoid Rising Healthcare Costs

August 18, 2011

With the downgrade of the U.S.’s credit rating from AAA to AA food and healthcare costs are expected to increase, so be prepared.

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Are You Prepared For A Stock Market Drop?

August 17, 2011

The last few days have been quit volatile on the stock market. Big drops, big gains, bigger drops, more rallies, and more slides. With all this volatility, some people are in a panic, ready to sell. However, panic selling rarely does you any good when it comes to a long-term investing strategy. Being prepared for [...]

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Retirement Savings By Age: Are People Saving Enough For Retirement?

August 9, 2011

Are people saving enough in order to live comfortably in retirement? Do people have an accurate picture of how much they’ll need to save?

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Are You Maxing Out Your Tax-Advantaged Accounts?

August 5, 2011

Are you maxing out your tax-advantaged accounts before investing in other accounts? Or are you paying taxes that you don’t need to?

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Is Money A Means To An End? Or An End Itself?

August 2, 2011

One of the questions you have to ask yourself when you begin probing your relationship to money is this: Why do I want more money?

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What Are Some Reasons That You Overspend? Addressing The Root Causes Of Our Debt

July 29, 2011

We live in a consumer culture where we’re constantly bombarded with advertising and marketing messages that have been carefully crafted to get us to spend money. Those sending out the marketing don’t care if you have the money or not. They just want you to buy, even if it means going on a payment plan. [...]

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Is College Worth The Cost Of Student Loans?

July 25, 2011

One of the debates going on right now, thanks to the recession and the rising cost of college, is whether or not your degree is worth the money. Earlier this year, outstanding student loan debt surpassed credit card debt. Rising levels of college debt, combined with a tough job market, have many questioning the cost [...]

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3 Economic Concepts Everyone Should Know

July 19, 2011

The most important financial asset that exists isn’t gold, cash, or even stocks — it’s knowledge. Here are three principles of economics that everyone should understand

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Loan Application Rejected? Get a Free Copy of Your Credit Score

July 18, 2011

For years, you have been able to access your credit report for free after being turned down for credit. Indeed, if you are turned down for a loan, the lender is required to let you know which credit reporting agency was used in making the decision to decline your application. Then, you have the right [...]

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