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	<title>Comments on: Dave Ramsey&#8217;s 7 Baby Steps To Getting Out Of Debt</title>
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	<link>http://www.smartonmoney.com/dave-ramseys-7-baby-steps-to-getting-out-of-debt/</link>
	<description>Personal finance topics including budgeting, debt reduction, investing, income creation and saving.</description>
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		<title>By: Dave Ramsey's Baby Steps &#124; Manage That Money!</title>
		<link>http://www.smartonmoney.com/dave-ramseys-7-baby-steps-to-getting-out-of-debt/comment-page-1/#comment-3500</link>
		<dc:creator>Dave Ramsey's Baby Steps &#124; Manage That Money!</dc:creator>
		<pubDate>Thu, 31 Mar 2011 18:46:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.smartonmoney.com/?p=42#comment-3500</guid>
		<description>[...] Dave Ramsey&#8217;s 7 Baby Steps to Getting Out Of Debt [...]</description>
		<content:encoded><![CDATA[<p>[...] Dave Ramsey&#8217;s 7 Baby Steps to Getting Out Of Debt [...]</p>
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		<title>By: Tiffany</title>
		<link>http://www.smartonmoney.com/dave-ramseys-7-baby-steps-to-getting-out-of-debt/comment-page-1/#comment-3307</link>
		<dc:creator>Tiffany</dc:creator>
		<pubDate>Thu, 24 Feb 2011 18:13:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.smartonmoney.com/?p=42#comment-3307</guid>
		<description>I too LOVE LOVE LOVE Dave Ramsey. He is a true inspiration!  He has practical tools that anyone can use and benefit from it you &quot;walk the steps.&quot;  Working in the banking industry every day, you see so many ppl that struggle just to get by, living in debt...bc that&#039;s they think it should be that way, and not having saving for a &quot;rainy day.&quot; I&#039;m young and I&#039;m trying to change my family tree AND hopefully other&#039;s families also by spreading the word. PPL may not agree with his technique...but you can&#039;t deny it doesn&#039;t work!  Living like no one else..with gazelle intensity!!!  Toodles</description>
		<content:encoded><![CDATA[<p>I too LOVE LOVE LOVE Dave Ramsey. He is a true inspiration!  He has practical tools that anyone can use and benefit from it you &#8220;walk the steps.&#8221;  Working in the banking industry every day, you see so many ppl that struggle just to get by, living in debt&#8230;bc that&#8217;s they think it should be that way, and not having saving for a &#8220;rainy day.&#8221; I&#8217;m young and I&#8217;m trying to change my family tree AND hopefully other&#8217;s families also by spreading the word. PPL may not agree with his technique&#8230;but you can&#8217;t deny it doesn&#8217;t work!  Living like no one else..with gazelle intensity!!!  Toodles</p>
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		<title>By: » Why Dave Ramsey&#8217;s 7 Baby Steps Really Work</title>
		<link>http://www.smartonmoney.com/dave-ramseys-7-baby-steps-to-getting-out-of-debt/comment-page-1/#comment-88</link>
		<dc:creator>» Why Dave Ramsey&#8217;s 7 Baby Steps Really Work</dc:creator>
		<pubDate>Fri, 21 May 2010 13:47:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.smartonmoney.com/?p=42#comment-88</guid>
		<description>[...] challenge you to adopt Dave’s Baby Steps as a part of your long-term financial strategy. You can start by reading Peter’s fantastic review [...]</description>
		<content:encoded><![CDATA[<p>[...] challenge you to adopt Dave’s Baby Steps as a part of your long-term financial strategy. You can start by reading Peter’s fantastic review [...]</p>
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	<item>
		<title>By: Broke by Choice</title>
		<link>http://www.smartonmoney.com/dave-ramseys-7-baby-steps-to-getting-out-of-debt/comment-page-1/#comment-55</link>
		<dc:creator>Broke by Choice</dc:creator>
		<pubDate>Mon, 17 May 2010 19:21:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.smartonmoney.com/?p=42#comment-55</guid>
		<description>I started working the 7 baby steps in July 2007. I am still on baby step two, but I have paid off over half my $105K in debt.

I recommend it to everyone I know. Many of them have paid off debt  and completed baby step 3. They are breezing through the steps.</description>
		<content:encoded><![CDATA[<p>I started working the 7 baby steps in July 2007. I am still on baby step two, but I have paid off over half my $105K in debt.</p>
<p>I recommend it to everyone I know. Many of them have paid off debt  and completed baby step 3. They are breezing through the steps.</p>
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		<title>By: Carnival of Personal Finance #257 - Canadian Banknotes Edition</title>
		<link>http://www.smartonmoney.com/dave-ramseys-7-baby-steps-to-getting-out-of-debt/comment-page-1/#comment-37</link>
		<dc:creator>Carnival of Personal Finance #257 - Canadian Banknotes Edition</dc:creator>
		<pubDate>Mon, 17 May 2010 09:04:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.smartonmoney.com/?p=42#comment-37</guid>
		<description>[...] Money from Smart On Money presents Dave Ramsey’s 7 Baby Steps To Getting Out Of Debt, and says, &#8220;Dave Ramsey&#8217;s 7 Baby Steps is a great way to get yourself motivated to get [...]</description>
		<content:encoded><![CDATA[<p>[...] Money from Smart On Money presents Dave Ramsey’s 7 Baby Steps To Getting Out Of Debt, and says, &#8220;Dave Ramsey&#8217;s 7 Baby Steps is a great way to get yourself motivated to get [...]</p>
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		<title>By: Ruth</title>
		<link>http://www.smartonmoney.com/dave-ramseys-7-baby-steps-to-getting-out-of-debt/comment-page-1/#comment-31</link>
		<dc:creator>Ruth</dc:creator>
		<pubDate>Sun, 16 May 2010 11:32:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.smartonmoney.com/?p=42#comment-31</guid>
		<description>I would love to do Dave Ramsey&#039;s steps but it is hard with a spouse that dies not believe in it. He wants to wait till his business will contribute to the personal income, which it has not in years.</description>
		<content:encoded><![CDATA[<p>I would love to do Dave Ramsey&#8217;s steps but it is hard with a spouse that dies not believe in it. He wants to wait till his business will contribute to the personal income, which it has not in years.</p>
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		<title>By: DFA Link Rally: Watching The Kids</title>
		<link>http://www.smartonmoney.com/dave-ramseys-7-baby-steps-to-getting-out-of-debt/comment-page-1/#comment-30</link>
		<dc:creator>DFA Link Rally: Watching The Kids</dc:creator>
		<pubDate>Sat, 15 May 2010 16:37:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.smartonmoney.com/?p=42#comment-30</guid>
		<description>[...] on the Cheap by Craig FordHow to Calculate Your Mortgage Payment for a Refinance or Purchase by PTDave Ramsey’s 7 Baby Steps To Getting Out Of Debt by Mr. Money SmartsEnergy Saving Home Improvement Rebates: The Homestar Program – Cash For [...]</description>
		<content:encoded><![CDATA[<p>[...] on the Cheap by Craig FordHow to Calculate Your Mortgage Payment for a Refinance or Purchase by PTDave Ramsey’s 7 Baby Steps To Getting Out Of Debt by Mr. Money SmartsEnergy Saving Home Improvement Rebates: The Homestar Program – Cash For [...]</p>
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		<title>By: » Living On Less Before You Need To: Getting By With One Income</title>
		<link>http://www.smartonmoney.com/dave-ramseys-7-baby-steps-to-getting-out-of-debt/comment-page-1/#comment-28</link>
		<dc:creator>» Living On Less Before You Need To: Getting By With One Income</dc:creator>
		<pubDate>Fri, 14 May 2010 16:09:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.smartonmoney.com/?p=42#comment-28</guid>
		<description>[...] planning to have children, but more just because we were scaling back and working our way through Dave Ramsey&#8217;s Financial Peace University.  We were attempting to pay off our non-mortgage debts, and it [...]</description>
		<content:encoded><![CDATA[<p>[...] planning to have children, but more just because we were scaling back and working our way through Dave Ramsey&#8217;s Financial Peace University.  We were attempting to pay off our non-mortgage debts, and it [...]</p>
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		<title>By: Joe Plemon</title>
		<link>http://www.smartonmoney.com/dave-ramseys-7-baby-steps-to-getting-out-of-debt/comment-page-1/#comment-14</link>
		<dc:creator>Joe Plemon</dc:creator>
		<pubDate>Tue, 11 May 2010 01:48:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.smartonmoney.com/?p=42#comment-14</guid>
		<description>Yes, I have indeed used the Baby Steps and I can say that they worked great for my wife and me.  We started at Step 2 and stayed focused until we reached Step 7.  Our only regret is that we didn&#039;t start earlier.</description>
		<content:encoded><![CDATA[<p>Yes, I have indeed used the Baby Steps and I can say that they worked great for my wife and me.  We started at Step 2 and stayed focused until we reached Step 7.  Our only regret is that we didn&#8217;t start earlier.</p>
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	<item>
		<title>By: Tweets that mention Dave Ramsey’s 7 Baby Steps To Getting Out Of Debt -- Topsy.com</title>
		<link>http://www.smartonmoney.com/dave-ramseys-7-baby-steps-to-getting-out-of-debt/comment-page-1/#comment-13</link>
		<dc:creator>Tweets that mention Dave Ramsey’s 7 Baby Steps To Getting Out Of Debt -- Topsy.com</dc:creator>
		<pubDate>Tue, 11 May 2010 01:44:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.smartonmoney.com/?p=42#comment-13</guid>
		<description>[...] This post was mentioned on Twitter by Money Matters, Tiffany Fox. Tiffany Fox said: RT @MoneyMatters Put together a new design for the new personal finance blog at @smartonmoney http://bit.ly/bLVhF0 check it out! [...]</description>
		<content:encoded><![CDATA[<p>[...] This post was mentioned on Twitter by Money Matters, Tiffany Fox. Tiffany Fox said: RT @MoneyMatters Put together a new design for the new personal finance <a href="http://www.smartonmoney.com/blogging/ebook" style=""  rel="nofollow" onmouseover="self.status='http://www.smartonmoney.com/blogging/ebook';return true;" onmouseout="self.status=''">blog</a> at @smartonmoney <a href="http://bit.ly/bLVhF0" rel="nofollow">http://bit.ly/bLVhF0</a> check it out! [...]</p>
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