Mr. Money — Page 14

Articles by Mr. Money

I’m a thirty-something Christian Midwestern father of one son, and have been happily married for 9 years to my beautiful wife. I love playing tennis, shooting hoops, or taking part in the occasional flag football game. Of course, I love writing and financial topics as well, and that's how this site came into being!

Mr. Money has written 169 articles on Smart On Money! Read the articles in the archive below.

If you like what you're reading, you can get free daily updates through the RSS feed here, or via email here. Thanks for stopping by!

Dave Ramsey’s 7 Baby Steps: Step 2 – Pay Off All Debt Using The Debt Snowball

May 25, 2010

In my last post in the 7 Baby Steps series, we looked at Baby Step 1, saving up an emergency fund of $1000. You save up that baby emergency fund in order to insure yourself against the risk of life’s little emergencies that have a way of popping up at the least opportune time. If [...]

8 comments Read the full article →

Co-Signing For A Loan: Never A Good Idea Unless You Like Paying For Other People’s Stuff

May 24, 2010

One thing that always makes me cringe is when I hear about someone who has been asked to co-sign on a loan for a friend or family member. I cringe because I know just how often those situations can turn bad, and how the co-signer can often be left holding the bag. Usually there’s a [...]

5 comments Read the full article →

Traditional And Roth IRA Contribution Limits And Phase Outs

May 21, 2010

A while back the IRS released their 2010 Traditional and Roth IRA contribution limits. It’s a good idea to make sure and watch those limits from year to year to make sure you’re investing the full amount possible. As was expected in most circles the 2010 Traditional and Roth IRA contribution limits will stay the [...]

4 comments Read the full article →

Things You Should Know About The 2010 Roth IRA Conversion Rules

May 20, 2010

Yesterday I wrote about retirement accounts, and talked about which ones are better for different situations. Today I want to talk about another issue that’s been getting a lot of press lately, the 2010 Roth IRA conversion. In the event you’ve been living under a rock and haven’t heard about the Roth IRA conversion event [...]

4 comments Read the full article →

What Type Of Retirement Account Should I Choose? Traditional IRA, Roth IRA And 401k

May 19, 2010

So you’re finally out of debt, saved up an emergency fund, and are ready to start saving for retirement. The question that you have now is, what type of retirement account should you choose? An IRA, a Roth IRA or a 401(k)? If you’re not familiar with these basic retirement account types, you may want [...]

4 comments Read the full article →

If Your House Is Worth Less Than You Owe, Is It OK To Just Stop Paying Your Mortgage And Walk Away?

May 17, 2010

Since the market collapsed back in 2008 we’ve seen the real estate market take a nosedive. People who bought at the height of the market (assuming that real estate would always appreciate) found themselves in a situation where their homes had dropped significantly in value. My wife and I are a part of the group [...]

65 comments Read the full article →

Dave Ramsey’s 7 Baby Steps: Step 1 – $1000 To Start A Baby Emergency Fund

May 13, 2010

In one of my first posts on this site I gave a brief overview of Dave Ramsey’s 7 Baby Steps, and gave links to a few other sites who talked about them. Today I want to begin my series on the 7 Baby Steps by talking about Baby Step 1, saving up $1000 for a [...]

2 comments Read the full article →

Cash For Caulkers Home Improvement Rebate: Money To Retrofit Your Home For Energy Efficiency

May 12, 2010

Energy Efficiency Home Improvement Rebate

Yesterday I talked about the energy efficiency tax credits for home improvements that homeowners can take advantage of through the end of 2010. They can use the tax credits upgrade their windows, heaters, insulation and other energy efficient products. The Obama administration is now trying to get another program passed to give rebates to homeowners [...]

2 comments Read the full article →

Home Improvement Tax Credits For Energy Efficient Products: Insulation, Windows, Heaters And More

May 11, 2010

Congress took action a few months back and extended energy efficiency tax credits for most homeowners through the end of 2010. If you’ve been looking to upgrade your water heater or windows and doors, you can probably get a tax credit in 2010. Some of the less common of the tax credits for home improvements [...]

12 comments Read the full article →

Dave Ramsey’s 7 Baby Steps To Getting Out Of Debt

May 10, 2010

For my first real post on this personal finance blog I thought it would be appropriate to talk about one of the people who have influenced my financial life the most, Dave Ramsey. For those of you who don’t know, Dave Ramsey is a personal finance guru who has a daily radio and TV show, [...]

10 comments Read the full article →

I’m Joining The Financial Samurai’s Alexa Ranking Challenge

May 10, 2010

I just launched this blog earlier this week with the goal of keeping myself accountable, sharing useful information as it pertains to personal finance, and of course helping others who are having a hard time with their money. One of the goals I have for the blog in the first few months is that I [...]

0 comments Read the full article →

← Previous Entries

Next Entries →

Page 14 of 15« First «...11 12 131415 »