Articles by Mr. Money

I’m a thirty-something Christian Midwestern father of one son, and have been happily married for 9 years to my beautiful wife. I love playing tennis, shooting hoops, or taking part in the occasional flag football game. Of course, I love writing and financial topics as well, and that's how this site came into being!

Mr. Money has written 159 articles on Smart On Money! Read the articles in the archive below.

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Obama Offers Up New Mortgage Relief And Refinance Plan

February 3, 2012
Obama Mortgage Refinance Plan

President Obama announced this week that he would be seeking passage of a new updated mortgage relief plan aimed at helping underwater homeowners to refinance their properties and take advantage of historically low rates. The bill has an uphill climb, however, as Republican legislators have announced their opposition to the plan as another waste of [...]

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Do You Save Your Pocket Change? For One Indiana Man It Adds Up To A New Car Every 10-15 Years.

January 27, 2012
saving pocket change

Do you save enough of your pocket change to be able to buy a car? One Indiana man did, twice! What if he had invested the money as well?

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American Express Bank Personal Savings Review: High Yield Savings Accounts

January 12, 2012
American Express Savings Account Review

American Express has a 160+ year track record, and is known for their premium credit cards.They also have a savings account. Here’s a review.

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Tax Preparation Checklist: All The Things You’ll Need At Tax Time

January 3, 2012
Tax Preparation Checklist

When you’re filing your taxes there is a ton of information that you’ll need to have at the tip of your fingers when filing. Here’s a tax preparation checklist to have handy when filing.

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Appreciate What You Have, And Enjoy It!

November 30, 2011
appreciate what you have

Sometimes in the hustle and bustle of the season, we forgot to just appreciate the things we already have, and just enjoy!

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Ally Bank Now Offers Easy E-Check Deposit: Scan And Deposit Your Checks At Home

November 11, 2011
Ally E-check Deposit

A while back I wrote a review of Ally Bank and talked about how we had just opened an account with them as a place to keep our large emergency fund.  While we were getting out of debt we had only saved a $2000 emergency fund to cover small contingencies, but once we got out [...]

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Bank Of America Drops Plans For New $5 Debit Usage Fee After Other Banks Do The Same

November 1, 2011
Bank debit fees reversed

Many banks recently announced that they were going to start charging new fees for debit account usage. Many of them have now reversed that decision.

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2012 401k Contribution Limits And Rules

October 20, 2011
401k contribution limits 2012

In the past we’ve talked about which retirement accounts are best for different situations, and we looked at reasons why you might want to invest in a Roth IRA, 401k, Roth 401k or A Traditional IRA.  Depending on your age, your income, your current and future tax situations and a variety of other factors, you [...]

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2012 Federal Income Tax Brackets: Official IRS Marginal Tax Rates

October 11, 2011
2012 Federal Income Tax Rates

The tax rates for 2012 are going to be higher due to inflation, while some 1 year cuts will be expiring. Some may see a tax increase.

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Are You Saving So Much Money That You’re Nearly Bankrupt?

September 29, 2011
Saving Into Bankruptcy

I was reading a post over at Author Thomas J Stanley’s blog of “Stop Acting Rich” fame. He was talking about how the mindsets are so different for people who merely act rich – and those who truly do have a high net worth. Those who have a “millionaire mindset” are far more often to [...]

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Fixed Mortgage Rates Fall To Six Decade Low, But Few Can Take Advantage

September 12, 2011
Low Mortgage Rates

If you’re looking to buy a home or refinance anytime in the near future you may have been happy to hear the news this past week that mortgage rates are now at the lowest levels in years. It is good news for those looking to buy, but there is a big caveat. Not everyone will [...]

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How We Paid Cash For Our New Car

September 6, 2011
Paying Cash For Cars

Over the past 3 weeks my wife and I have been searching for a new car. We hadn’t originally been in a hurry to buy a new car, but an opportunity presented itself where we could sell our current car, a 9 year old Honda Civic, at a decent price to a family member. The [...]

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