Improve Your Retirement Savings As A Couple: Spousal IRA

June 30, 2011
Spousal IRA

One of the things I love about contributing to my Roth IRA is that my earnings will grow tax-free, since contributions are made with after-tax income. One thing I dislike about my Roth IRA is that I am limited in the amount I can contribute. (There are the same contribution limits on a Traditional IRA.) [...]

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Saving Money On Health Care: Health Savings Accounts (HSA)

June 27, 2011
Health Savings Account

It’s health plan renewal time for me. Every year, we go through this. In the last six years, my family’s monthly insurance premium has nearly tripled — and our benefits have decreased. Have we had major health challenges? Nope. Each individual in my three-person family has only one or two doctor visits a year. We [...]

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Do You Have Savings In Case Of An Emergency? 1 In 4 Americans Have Zero Emergency Savings

June 20, 2011
Emergency Savings

As the economy continues to be stagnant and the unemployment rate continues to be high, a recent poll by BankRate.com found that still far too few people are preparing for the possibility of a job loss or a long term financial emergency.

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Look For Ways To Earn More Money

June 17, 2011
Ways To Earn More Money

While frugality and cutting back can be important, finding ways to create new income can be even more important.

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Is It Bad To Be A Spender?

June 14, 2011
Bad To Be A Spender?

It can be tempting to lump spenders into the “bad” category. When we talk about money personalities, the spender always comes up. Those who like to spend can be vilified in some circles. Even if it is unintentional, the focus that is so often placed on saving money, cutting spending, and being frugal can really [...]

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Credit Sesame Will Give You A Free Credit Score (And Help You Find Better Loan Options)

June 10, 2011
Credit Sesame Review

If you want to stay on top of your credit like I do, you have quite a few options that you can take advantage of in order to monitor your credit. Credit Sesame is one of them that offers a free credit score.. and more.

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10 Regular Expenses That You Should Re-Examine To Find A Better Deal

June 9, 2011
10 Expenses To Check

There are a lot of regular expenses that we just pay every month without even thinking about it that we should be re-examining on a regular basis.

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Is A Zero Based Budget Right For You?

June 8, 2011
Zero Based Budget

One of the budgeting techniques that has gained some popularity in recent years is the zero based budget. The question is, will the zero based budget work for everyone?

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Finding And Buying Affordable Term Life Insurance Should Be A Priority

June 3, 2011

When I was following Dave Ramsey’s 7 Baby Steps a year or two back (I suppose we still are), I was convinced that I needed to buy a term life insurance policy.  They give some very vivid stories in their Financial Peace University class from some folks who were in Dave’s class who bought life [...]

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How We Blew Our Baby Budget, And How You Can Avoid Our Mistakes

June 1, 2011
Baby Expesense

Last June 30th our son Carter was born. He weighed in at 8 pounds even and was 21 inches in length. Since then he has grown rapidly, to the point where is now somewhere around 20 lbs, and his height is in the 95th percentile. He’s got two parents who are either near or over [...]

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